Cook County · west

Hard Money & Private Money Lenders in Maywood

Inner-ring west suburb with significant single-family and bungalow stock at deep discounts.

Get matched with Maywood lenders

Median Home Value$115K
Median ARV$195K
Typical Rehab$55K–$165K
Days on Market50

Investor overview

Maywood in Cook County is highly active for hard money and private money real estate lending. Inner-ring west suburb with significant single-family and bungalow stock at deep discounts. Median home values run around $115K with after-repair values reaching $195K, and typical rehab budgets fall in the $55K–$165K range.

Dominant property types include bungalow, Georgian, 2-flat, single-family, with construction from the 1920-1960 era. Common rehab considerations on this housing stock include vacancy damage, aging mechanicals, foundation work.

Maywood has some of the lowest acquisition prices in inner-ring Chicago. Section 8 rentals provide strong cash flow. End-buyer market is thin in some blocks. Loyola Hospital corridor supports some demand.

Investor financing paths in Maywood

Top lenders active in Maywood

Hard money · Based in Chicago, IL · Founded 2011 · Chicago / national
fix-and-flipBRRRRnew-constructionbridgerental

Renovo Financial is the largest Chicago-based hard money lender. Founded 2011, they've closed thousands of loans across the Midwest and have particularly deep penetration in Chicago, Indianapolis, and Milwaukee. Strong relationships with the local broker community make them a default first-call for many Chicago investors.

Rates: 9.5%–12.5%
Points: 1–3
Max LTV: 85%
Close: 7-14 days typical
Hard money · Based in San Francisco, CA · Founded 2013 · National
fix-and-flipBRRRRrentalbridgenew-construction

Kiavi (formerly LendingHome) is one of the largest hard money lenders by volume in the country. Tech-forward platform with online application and fast underwriting for experienced borrowers. Active across Chicago and all major investor markets.

Rates: 9.5%–12%
Points: 1–3
Max LTV: 80%
Close: 7-14 days typical
Hard money · Based in Greenville, SC · Founded 2010 · National
fix-and-flipBRRRRrentalnew-constructionmulti-family

Lima One Capital is one of the deepest non-QM lenders in the country with a full product suite spanning fix-and-flip, BRRRR, rental, and new construction. Particularly strong on the rental refi exit, which makes them a one-stop shop for BRRRR strategies.

Rates: 9%–12%
Points: 1–3
Max LTV: 80%
Close: 10-21 days typical
Hard money · Based in Austin, TX · Founded 2018 · National
fix-and-flipBRRRRrentalbridgeSTR-friendly DSCR

Easy Street Capital has one of the more flexible non-QM platforms in the market, with particular strength in short-term rental DSCR underwriting (counting projected nightly revenue rather than long-term lease income).

Rates: 9.5%–11.5%
Points: 1–3
Max LTV: 80%
Close: 7-14 days typical

Private money options

Private money · Based in Coeur d'Alene, ID · Founded 2008 · National
fix-and-flipbridgerental

Cogo Capital operates a private capital pool with more flexible underwriting than institutional hard money. Higher rates reflect the flexibility.

Rates: 11%–14%
Points: 2–5
Max LTV: 70%
Close: 7-14 days typical
Private money · Based in Chicago, IL · Founded 2015 · Chicago metro
fix-and-flipbridgeprivate notesrehab construction

Chicago Private Capital represents the type of locally-rooted private money operator that fills the gap between institutional hard money and bank financing. Relationship-based; deal-by-deal underwriting.

Rates: 10%–13%
Points: 1.5–4
Max LTV: 70%
Close: 5-10 days typical
Private money · Based in Chicago, IL · Founded 2012 · Chicago and Indianapolis metros
fix-and-flipbridgeprivate notes

Midwest Bridge Capital is a regional private money operator with deep Chicago and Indianapolis presence.

Rates: 9.5%–12.5%
Points: 1.5–4
Max LTV: 70%
Close: 7-14 days typical

Maywood property profile

CountyCook
School districtD89/D209
Investor activityhigh
Dominant property typesbungalow, Georgian, 2-flat, single-family
Typical year built1920-1960
Common rehab issuesvacancy damage, aging mechanicals, foundation work, lead paint
Transit accessGreen Line (Harlem) · Metra UP-W (Maywood)
Highway accessI-290 (Eisenhower)
Price per sq ft$85–$145

Nearby investor markets

Investors active in Maywood often also work in Bellwood, Melrose Park, Broadview.

Maywood investor financing FAQ

Can I get a investor financing loan for a property in Maywood?

Yes. Maywood is a regularly-served market for investor financing lending. Most national hard money and private money lenders that operate in Chicago will quote on properties here. Specific underwriting depends on the deal — purchase price, after-repair value, rehab budget, and your investor experience. Typical max LTV runs up to 80% of ARV.

What rates and points are typical for Maywood hard money deals in 2026?

Investor financing rates on hard money loans in Maywood currently run 9.5%–12.5% with 1–3 points. Pricing depends primarily on your funded-deals history, the deal's leverage ratio, and exit certainty. Experienced Maywood investors with track records routinely price toward the lower end of these ranges.

What's a typical rehab budget for Maywood properties?

Rehab budgets for Maywood typically run $55K–$165K depending on scope. Cosmetic updates on the lower end; gut rehabs at the upper end. Common considerations on Maywood housing stock include vacancy damage and aging mechanicals — budget contingency accordingly.

Which property types are most active for investor financing in Maywood?

The dominant investor-targeted property types in Maywood are bungalow, Georgian, 2-flat, single-family. Multi-unit properties are particularly active here — many lenders specifically prefer 2-4 unit deals in Maywood due to consistent rent rolls and predictable cash flow.

How fast can I close a investor financing loan in Maywood?

Typical close timelines for Chicago-area investor financing loans run 7–14 days. Same-week close is possible with local private money operators on clean deals. Documentation moves faster on properties with clear title and recent comps; Maywood's inner ring distressed west market characteristics generally support standard timelines.

What exit strategies work in Maywood?

Common investor exit strategies in Maywood include Section 8 rental BRRRR, cosmetic flips, long-hold.

Data shown is directional / market-level. Verify specific underwriting and pricing with individual lenders.

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