Overview
Midwest Bridge Capital is a regional private money operator with deep Chicago and Indianapolis presence.
Midwest Bridge Capital is based in Chicago, IL and was founded in 2012. They operate in Chicago and Indianapolis metros and offer fix-and-flip, bridge, private notes financing. Their loan amount range runs from $75K to $3.0M.
Key terms at a glance
| Loan type | Private money / relationship-based |
|---|---|
| Products | fix-and-flip, bridge, private notes |
| Geographic coverage | Chicago and Indianapolis metros |
| Loan size | $75K – $3.0M |
| Interest rate range | 9.5% – 12.5% |
| Origination points | 1.5 – 4 |
| Max LTV | 70% of ARV |
| Max LTC | 85% of cost |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
Strengths
- Midwest focus
- experienced local underwriting
- relationship-based
Ideal borrower
Chicago or Indianapolis investor with track record
How Midwest Bridge Capital compares for Chicago investors
For Chicago metro investors specifically, Midwest Bridge Capital covers Chicago as part of a broader regional footprint. As a private money operator, their underwriting is relationship-driven — track record and deal-specific characteristics matter more than templated criteria.
Common alternatives in Chicago
- Renovo Financial — Chicago-based, deepest local knowledge
- Kiavi — Tech-forward national leader
- Lima One Capital — Broad product suite, BRRRR-friendly
- Easy Street Capital — STR-DSCR specialist
Midwest Bridge Capital FAQ
Yes — Midwest Bridge Capital is based in Chicago, IL and serves Chicago and Indianapolis metros. As a private money lender, deal-by-deal underwriting applies.
Midwest Bridge Capital's indicative rate range is 9.5%–12.5% with 1.5–4 points. Pricing depends primarily on funded-deals history, deal leverage, and exit certainty.
Midwest Bridge Capital's typical minimum loan is $75K, with maximum loan size up to $3.0M.
Midwest Bridge Capital's typical close timeline is 7-14 days typical. Fast-close depends on documentation quality, title clarity, and underwriting load.
Midwest Bridge Capital offers fix-and-flip, bridge, private notes financing.
Chicago or Indianapolis investor with track record
This review is an independent directory listing. Hard Money Chicago is not affiliated with Midwest Bridge Capital. Rates, terms, and eligibility are determined by the lender and subject to change. Always verify current pricing directly with the lender before relying on any specifics.