Overview
Trust Deed Capital pools accredited investor capital into trust-deed-secured first-position loans on Chicago real estate.
Trust Deed Capital is based in Chicago, IL and was founded in 2014. They operate in Chicago metro and offer private notes, trust deed investments, fix-and-flip financing. Their loan amount range runs from $100K to $1.5M.
Key terms at a glance
| Loan type | Private money / relationship-based |
|---|---|
| Products | private notes, trust deed investments, fix-and-flip |
| Geographic coverage | Chicago metro |
| Loan size | $100K – $1.5M |
| Interest rate range | 10% – 13% |
| Origination points | 2 – 4 |
| Max LTV | 65% of ARV |
| Max LTC | 75% of cost |
| Term lengths | 6-12 months |
| Typical close time | 7-14 days typical |
Strengths
- conservative underwriting
- trust deed structure
- sophisticated investor base
Ideal borrower
Experienced investor with conservative LTV deals
How Trust Deed Capital compares for Chicago investors
For Chicago metro investors specifically, Trust Deed Capital has direct local presence and deep knowledge of Chicago neighborhood dynamics. As a private money operator, their underwriting is relationship-driven — track record and deal-specific characteristics matter more than templated criteria.
Common alternatives in Chicago
- Renovo Financial — Chicago-based, deepest local knowledge
- Kiavi — Tech-forward national leader
- Lima One Capital — Broad product suite, BRRRR-friendly
- Easy Street Capital — STR-DSCR specialist
Trust Deed Capital FAQ
Yes — Trust Deed Capital is based in Chicago, IL and serves Chicago metro. As a private money lender, deal-by-deal underwriting applies.
Trust Deed Capital's indicative rate range is 10%–13% with 2–4 points. Pricing depends primarily on funded-deals history, deal leverage, and exit certainty.
Trust Deed Capital's typical minimum loan is $100K, with maximum loan size up to $1.5M.
Trust Deed Capital's typical close timeline is 7-14 days typical. Fast-close depends on documentation quality, title clarity, and underwriting load.
Trust Deed Capital offers private notes, trust deed investments, fix-and-flip financing.
Experienced investor with conservative LTV deals
This review is an independent directory listing. Hard Money Chicago is not affiliated with Trust Deed Capital. Rates, terms, and eligibility are determined by the lender and subject to change. Always verify current pricing directly with the lender before relying on any specifics.