Overview
Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.
Dominion Financial Services is based in Baltimore, MD and was founded in 2002. They operate nationally and offer fix-and-flip, bridge, rental financing. Their loan amount range runs from $50K to $5.0M.
Key terms at a glance
| Loan type | Hard money / non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental |
| Geographic coverage | National |
| Loan size | $50K – $5.0M |
| Interest rate range | 9.5% – 12.5% |
| Origination points | 1.5 – 4 |
| Max LTV | 75% of ARV |
| Max LTC | 85% of cost |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
Strengths
- experienced underwriting
- distressed property comfort
- flexible on credit
Ideal borrower
Investor on distressed deals or with credit hair
How Dominion Financial Services compares for Chicago investors
For Chicago metro investors specifically, Dominion Financial Services operates as one of multiple national options — competitive on broad product menus but local Chicago lenders sometimes win on relationship and close speed. As an institutional non-QM lender, their underwriting is templated and predictable — fast for experienced borrowers, less flexible for non-standard deals.
Common alternatives in Chicago
- Renovo Financial — Chicago-based, deepest local knowledge
- Kiavi — Tech-forward national leader
- Lima One Capital — Broad product suite, BRRRR-friendly
- Easy Street Capital — STR-DSCR specialist
Dominion Financial Services FAQ
Yes — Dominion Financial Services operates nationally and regularly funds Chicago-area deals
Dominion Financial Services's indicative rate range is 9.5%–12.5% with 1.5–4 points. Pricing depends primarily on funded-deals history, deal leverage, and exit certainty.
Dominion Financial Services's typical minimum loan is $50K, with maximum loan size up to $5.0M.
Dominion Financial Services's typical close timeline is 7-14 days typical. Fast-close depends on documentation quality, title clarity, and underwriting load.
Dominion Financial Services offers fix-and-flip, bridge, rental financing. They also do DSCR rental refinance, which makes them a one-stop shop for BRRRR strategies.
Investor on distressed deals or with credit hair
This review is an independent directory listing. Hard Money Chicago is not affiliated with Dominion Financial Services. Rates, terms, and eligibility are determined by the lender and subject to change. Always verify current pricing directly with the lender before relying on any specifics.